Got a strong rental history game? Federal Nationals MP Andrew Broad, thinks this could very well be the solution to help us cut the BS and live in our own homes.

We know the figures — it’s almost a 200K deposit for a median priced house in Sydney ($970K). Our cousins in Melbourne just scrape in at $140K for a deposit, with the median house price being roughly 300K less.

Three mere years of solid rental history means you’d be entitled to borrow the 100damn% of a home loan. The underlying idea is that if your monthly rent payments are similar to a modest monthly mortgage payment, it affirms your status as a capable and reliable bloke (an improbable defaulter) to the bank.

It sounds too good to be true and it kind of is since it’s only a proposal — we can only hope an efficient scheme like this comes into fruition.

Taj Singh, co-founder of First Home Buyers Australia says a less risky move for banks (and the country) is a tax reform. This would mean replacing stamp duty with a broader land tax and a negative gearing reform.

Maybe we shouldn’t hold hope out for a guy who photo shops his photo on different backgrounds for his website, but right now he is the only lifeline our millennial asses get.

Words by Leah Teperski.